Cost of Living in Ireland | Student Finance

Finance and Funding in Ireland

Finance and Funding in Ireland

Cost of Living to Study in Ireland

Once you have decided to study in Ireland, it is essential to understand and arrange the required funds to support your stay. These include tuition fees, living expenses and accommodation, transportation, healthcare, food, and other miscellaneous expenses. The overall financial requirements vary on the choice of university, course, degree level, city and available scholarships.

Tuition Fees in Ireland

Tuition fees at universities in Ireland are dependent on the student’s residence status as an EU or non-EU national and on the type of course selected. On average undergraduate courses cost around €13,000 - €15,000 per year, and postgraduate courses €9,000 - €12,000 per year.

Some specialised courses may also have higher fees, particularly if they have components of a study-abroad semester or co-op education programme. The details of the fee structure can be found either on the website of the institution or with the admissions office, and you must find out the exact amount needed to enter a particular academic year, as the tuition fees change very often.

Contact SI-Ireland about your application


Accommodation at Ireland universities includes on-campus residences and off-campus private rented apartments. Accommodation costs vary depending on the following:

There are several accommodation options available for international students in Ireland, including university-managed on-campus accommodation, privately rented accommodation, and homestays. Weekly accommodation costs vary, but students can expect to spend approximately €150 to €400 on living expenses. 

Many universities offer on-campus or university-managed accommodation, and these are often located close to the campus, making it convenient for students. They can range from shared dormitory-style rooms to self-contained apartments, and the cost varies depending on the type of room and facilities provided. In cities like Dublin, Cork, and Galway, students often share private apartments or houses with roommates to split the costs. Some students prefer to live with local host families, which provides an opportunity to experience Irish culture and improve their language skills. Homestay costs typically include room and board and vary depending on the location and level of services provided.

Living Expenses

International students also need to budget for various living expenses while studying in Ireland. Expenses include the cost of groceries and meals, the cost of transportation, and other utilities such as electricity, gas, water, and internet. Healthcare costs are also an important segment, and international students in Ireland are required to have health insurance, which must also be taken into account.

Additionally, students may also want to budget for leisure activities, entertainment, and exploring Ireland's cultural offerings.

Funding Requirements for Ireland Study Visa

International students whose course fees are less than €6,000 must pay the fee in full to the university before applying for a visa. When the course fee is more than €6,000, you must pay at least €6,000 as an immigration requirement, while some universities may also ask for full payment.

Students must also provide evidence of having access to a minimum of €7,000 per year for living expenses, in addition to the course fees, before applying for an Ireland Study Visa.

How to Fund Studying in Ireland

Various private and public institutions provide financial aid and funding to support undergraduate and postgraduate students studying in Ireland. Universities, public institutions and government programmes offer public financing in the form of scholarships, bursaries and grants. In contrast, private funding by way of loans is often provided by independent lenders such as banks.

- Scholarships

Each year a limited number of international scholarships are available to students based on academic excellence or those who cannot afford to study abroad. While the competition can be fierce, every institution has its own eligibility criteria.

These scholarships can be based on academic merit, financial need, or specific criteria set by the funding organisation. Examples include the Government of Ireland Scholarships, Irish Aid Fellowships, and all university-specific scholarships. Organisations and universities have their specific criteria to approve the scholarships, so you must find out all the requirements and build your application accordingly.

With our comprehensive scholarship search tool, you can find details of all the scholarships available to international students at different Irish universities.

- Education Loans 

International students can consider obtaining education loans from private lenders such as banks to finance their studies in Ireland. Some financial institutions offer education loans specifically tailored for international students, allowing them to cover tuition fees, living expenses, and other related costs. Before opting for a loan, it's essential to carefully consider the terms and conditions, the interest rates, repayment plans, and the financial feasibility of repaying the loan after completing your studies.

- Part-time employment

International students in Ireland are allowed to work part-time during their studies to support their living expenses. Students from non-European Union (EU) or European Economic Area (EEA) countries can work up to 20 hours per week during term time and up to 40 hours per week during holiday periods. However, you must check the current regulations and work restrictions, as immigration policies can change over time.

Many students take up part-time employment as it provides additional income and valuable work experience in the country. But, it's crucial to understand that a balance between work commitments with academic responsibilities must be met so that your studies don’t suffer and, eventually, your academic goals are met.

Study in Ireland

Arrange a free consultation with SI-Ireland today so that we can take you through all the options ahead of your stay in Ireland.

Contact SI-Ireland about your application

Increase your chances of success when applying

SI-Ireland specialises in selecting the right Irish university for international students by reviewing your academic background, discussing your career goals and helping you apply. Our application services can help you achieve your dream of studying in Ireland.

Study in Ireland

"My consultant was very helpful and motivating. She helped me every step of the way, even when the deadline was so close. I could not have done it without her. I'd recommend this service to anyone interested in taking the stress out of applying alone."

Brishti Basu Accounting and Finance, Trinity College Dublin

Brishti Basu

Leading Universities and SI-Ireland Partners